Asked my Attorney how to Reduce my Credit Card Bills

While talking with my attorney the other day, I asked him if he knew of a way that I could cut down on all the credit card bills that I have.  He told me that I should look into getting a debt consolidation loan.  He said that these types of lenders will look at your credit report to see how much debt you are in and they help reduce the debt that you owe, by lending you money to pay off the debts and build up your credit score.  He says they are smart in the way that you can not use the money for anything else, but paying down the debt.  I think I will check it out, I am glad I asked him.